ports activities have been significant through the millenia, and today this significance seems to be increasing. Exercise through a wide variety of both individual and team sports is recognized as a good way to achieve better health and a correspondingly improved lifestyle. Schools and communities often place great emphasis on their local teams, ranging from children's or adults' house leagues to professionally managed "amateur" teams.
In addition, a wide variety of sports professionals earn their living – and in some cases a very good living – as elite members of their chosen sports. Earning widespread fame and admiration, these athletes often have a variety of income sources.
Like anyone else, those who participate in sports activities, whether amateur or professional, have their good health and their related equipment which can be, and in most cases should be, insured. The more that their livelihood depends on their sport, the more important the consideration of insurance. This section offers providers of a number of types of insurance specifically targeted at sports participants.
sports insurance
Extreme sports are, by definition, dangerous, which is the primary basis of their appeal to adrenaline junkies and extreme athletes. Activities like hang gliding, free climbing, snowboarding, parachuting, and bungee jumping imperil the life of the athlete engaged in them. Although the likelihood of an accident is small, the possibility of a fatal accident is still very real. For this reason, life insurers aren’t quite as enthusiastic as extreme athletes about these pastimes.
In fact, life insurance quotes for hazardous sports participants tend to be either very difficult to come by or prohibitively expensive. Life insurance quotes are based on the mortality risk of the policyholder. The more likely the policyholder is to die, the higher those life insurance quotes will be. It stands to reason, then, that life insurers would be interested in whether prospective policyholders engage in any extreme sports, also known as hazardous avocations.
